As much as we try, accidents are bound to happen in one way or another. No one wants them but when they happen, being financially prepared for it the more ideal position to be in. Getting personal accident insurance is a wise first step in protecting yourself from accidents. Here are several reasons it’s important to protect yourself from accidents.
Add-ons to motor or health insurance.
Health insurance policies often cover clinical treatment and hospitalisation from diseases only, so it may not cover accidental work-related injuries. Similarly, if you get into a car accident, a personal accident insurance will cover your wellbeing while a motor insurance covers your car’s repairs, so this type of insurance adds an extra layer of protection.
Better disability coverage.
You may already have medical insurance to cover hospitalisation and medical treatments you need. However, if you become partially or totally disabled from an accident, treatments and assistance to support your condition may not be covered under most medical insurance. Personal accident insurance is special, as it lets you get everything you need if you become disabled from an accident.
If you sign-up early for personal accident insurance, the premiums are pretty affordable compared to other forms of protection. This becomes a great financial solution for savings and money management, just in case a crisis happens. Due to its low premiums and great benefits, accident insurance is great for fresh graduates or first-time workers.
Get accident protection from AIG Malaysia.
Anyone and everyone could benefit from personal accident insurance. Whether you’re young or old, or working in riskier professions like metallurgy, the coverage offered by AIG’s accident insurance encompasses a good deal of risks and injuries so you get to be at the top of your game, without worry. To learn more about AIG’s personal accident insurance, click here https://www.aig.my/personal/accident-health/accident-insurance